Setting up
Payment accounts
Menu: Setup → Payment accounts · Who: owner
Where card, wallet and transfer money actually lands. A Z report that says "Wallet Rs 12,000" cannot tell you how much of it was Easypaisa and how much JazzCash, and a single "Bank" in the books cannot be matched against two banks' statements. So every card machine, wallet and bank you take money into is its own row here.
What a new company starts with
| Account | Kind | Where the books post it |
|---|---|---|
| Bank | Bank transfer | Your chart's own Bank account |
| Card | Card machine | Pays into Bank |
| Easypaisa | Wallet | Its own account, Easypaisa |
| JazzCash | Wallet | Its own account, JazzCash |
Rename Bank to your real bank ("Meezan 0123") and add the rest.
Adding one
New account, then pick the kind:
- Wallet — Easypaisa, JazzCash, SadaPay, NayaPay. It gets its own account in the books, so its statement can be matched on its own.
- Bank transfer — one of your bank accounts. It also gets its own account in the books.
- Card machine — say which bank its takings are paid into. A card machine has no account of its own: the money sits in that bank, and that bank's statement is what the card takings have to agree with. Two machines paying into two banks are two rows.
| Field | What it decides |
|---|---|
| Name | What the till and the receipt call it |
| Pays into | Card machines only — the bank the takings reach |
| Default | The one the till picks first for that kind. One default per kind |
| Active | Off hides it from the till and keeps every payment it took |
| Order | Where it sits on the till |
At the till
- A kind appears only when you keep at least one account of it — a shop with no bank account here sees no Bank transfer button.
- With more than one of a kind, the till asks which, with your default already picked.
- The Transaction ID is optional. Type it if the customer shows you the message; leave it blank otherwise.
- It works on a till with no internet too: the list rides in the offline menu.
Tax
Every digital payment is taxed at the card rate — card, wallet and bank transfer alike. Cash, and a sale put on a khata, are taxed at the cash rate. Which account of a kind you pick never changes the rate.
Deleting
An account that has taken money cannot be deleted — switch it off instead. A bank that a card machine pays into cannot be deleted until the machine points at another bank. Writing a deleted name again brings the account back, as the same kind.
What it does not do yet
- Moving money between your own accounts — Easypaisa withdrawn to the bank, cash deposited — has no screen yet.
- Expenses and supplier payments paid "from the bank" still post to your default bank; they do not yet ask which one.
- Khata receipts (money a customer pays against their account) do not yet ask which wallet or bank either.